Required Prefiling Document List

• Your driver's license or state-issued ID card
• Your Social Security card, or a W-2 that shows your full Social Security number

Make sure all four corners are in the shot, the image is not blurry, and the numbers are readable. Color images ONLY.

Upload in portal section 01 - Contact & Filing Information

• If you own your home: your most recent mortgage statement
• If you rent: your current lease or rental agreement

If you live with family or friends or pay no rent, there is nothing to provide here.

Upload in portal section 02 - Residence & Household

• The past 3 years of tax RETURN transcripts
• Download them free from the IRS at irs.gov/individuals/get-transcript

IMPORTANT: Make sure your download says Tax RETURN Transcript and not tax ACCOUNT transcript.

Upload in portal section 03 - Bankruptcy Background

• The first page of any lawsuit you have filed or that has been filed against you
• Any garnishment notice you received from your employer or your bank

If you have never been sued and no one is garnishing your wages, there is nothing to provide here.

Upload in portal section 04 - Qualification Screening

• A copy of the registration and/or title for every vehicle: car, truck, motorcycle, boat, trailer, RV, etc.

Photos of registrations and/or titles are fine.

Upload in portal section 06 - Vehicles

Provide the 6 most recent monthly statements for ANY account you own, share with someone else, or receive money into. Include accounts with a zero balance and any account you closed in the last 12 months.

• Banks and credit unions, including online-only banks
• Money transfer and payment apps: Cash App, Venmo, PayPal, Apple Cash, etc.
• The closing statement for any accounts closed within the last 12 months

You may have to request this from your banking institution.

Also provide the most recent statement for each of these, if you have them:

• Retirement accounts, 401(k), IRA, pension
• Stocks, mutual funds, brokerage or investment accounts
• Life insurance policies with a cash value

Two things to check before you upload:

• Make sure to send ALL pages of every statement, including the intentionally blank ones. If it says “Page 4 of 6,” we need all 6 pages.
• Download the PDF from your bank's website or app. Screenshots and transaction histories are not accepted by the Trustee.

Upload in portal section 08 - Financial Accounts

Bankruptcy law requires proof of your average monthly gross income from all sources for the 6 months before your case is filed. Provide whichever of these apply to you:

• Employed: your 6 most recent months of pay stubs, for every job
• Self-employed: a profit and loss statement covering the last 6 months
• Fixed income: current award or benefit letter showing the monthly amount, for any of the following
  • Social Security
  • Disability
  • Pension or retirement benefits
  • Unemployment

Your employer's payroll or HR department can provide copies of any pay stubs you're missing.

Married and filing by yourself? We still need your spouse's income documents. The law requires it even though your spouse is not filing with you.

Upload in portal section 10 - Income